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A New Era of Business: How LiveNotary 2.0 is Helping Businesses Thrive Amid the Digital Age

The Nation’s Premier Online Notarization Platform Launches a New and Improved Platform to Include New Pricing and Expanded Features

As the world around us changes, we need modern solutions to match. As society advances in the digital renaissance, more and more business practices are conducted in virtual format, ensuring an instant and seamless workflow. Any business owner understands that time is money, and being held up by processes can create unnecessary friction. LiveNotary, the nation’s premier online notarization platform for businesses is proud to announce the release of LiveNotary 2.0; a new and improved platform featuring tiered pricing systems, upgrades features, and streamlined processes.

Founded in 2020, LiveNotary has revolutionized notary services to breathe life into tired business practices and introducing a 24/7 notary business model to the corporate world. Busy business owners now had access to LiveNotary’s elite network of commissioned notaries to perform seamless, secure transactions in a flash.

As the industry leader in convenient, reliable notarization services, LiveNotary has empowered thousands of clients to automate their processes, taking their businesses into the digital age. After one year in business, LiveNotary has tactfully gathered feedback from their clientele to revamp their platform with intention; offering multi-tiered pricing to fit any budget, upgraded security measures to ensure privacy, and additional features to expand platform capabilities. New features include:

-User accounts are now removed to help clients notarize in 1-click
-KBA identity verification checks and during each session for added security measures
-Custom branding capabilities for enterprise clients
-Improved verification service
-Elimination of collecting payments for notaries on the platform
-Invitation capabilities to invite additional signers during each session
-Implementation of “teams” for business subscription clients
-Usage of the LiveNotary network of notaries for business subscription clients

Through proof of concept, dedication to innovation, and unwavering commitment to supporting businesses across the nation; LiveNotary’s purpose-driven vision has come to fruition with the release of LiveNotary 2.0.

To learn more about LiveNotary, please visit: https://livenotary.com/

About LiveNotary LLC

LiveNotary LLC is the premier online notarization platform used by businesses across the nation. Founded in 2020, LiveNotary provides businesses with a quick, seamless, and convenient platform to connect with their clients in remote format, and conduct imperative business transactions with little friction. Through the tactful implementation of industry-leading technology and the collaborative efforts of their elite team of commissioned notaries, LiveNotary ensures that all clients have round-the-clock access to the full functionality of the platform. Safe, secure, and easy to use; LiveNotary has rapidly become the most trusted resource for businesses amid the digital renaissance.

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Guy Pearson
LiveNotary
guy@livenotary.com
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National Floors Direct Gives Us Tips on How to Increase the Lifespan of Your Flooring

How do you maintain the natural beauty of your new flooring? Why is it important to do so?

National Floors Direct wants you to protect your investment—the average cost for replacing a quality hardwood floor can cost you thousands of dollars. You simply can’t afford to let your flooring lose value because of some oversights that can be fixed with some simple tips.

Maintaining the look of your flooring increases the beauty of your entire home, making guests feel more comfortable and at home. It also increases your resale value should you ever decide to sell your home.

Tips to Improve and Maintain the Quality of Your Flooring:

National Floors Direct goes over several things you can do to keep your flooring in the best shape. Whether you have wood flooring, laminate, or carpeting, following some essential care tips can save you a lot of money and heartache over the long run.

1. Keep your flooring away from moisture. Water spills, condensation due to humidity, and other conditions can endanger your flooring health. Use a moisture-detection instrument to see how much moisture may be building up.

2. Avoid salt buildup if you leave on or near the beach. The salt content can quickly erode all types of flooring, and it is also hard to clean from carpet fibers.

3. Vacuum up sand and other debris quickly, so it doesn’t have a chance to stick to carpets. Sweep sand off of wood floors to avoid the abrasive action it can create.

4. Choose good cleaning products that nurture the natural elements of your flooring while cleaning deep down to protect the appearance.

5. For wood floors, use a natural pH cleaner that is absent of harsh abrasives.

6. Use caution when moving furniture around. Scuffs and scratches can quickly occur when moving furniture over your wood or laminate flooring, and such movement can tear carpeting.

7. Strategically place rugs or mats over high traffic areas to avoid lasting damage due to too heavy regular traffic from kids and pets.

8. If you have flooring close to an open window, try to avoid direct sunlight. This can dull the surface of your hardwood floor, reducing the luster.

9. Recoat wood floors to keep them shining like new.

10. Get a professional to tend to your flooring to prevent damage and buy top-quality flooring, to begin with, that is resistant to aging and stains.

National Floors Direct is your go-to company when searching for solutions to maintaining and purchasing top-quality flooring. You can view National Floors Direct reviews online and see what you think, based on other users who have been happy with their outstanding services.
It only takes a moment to contact them to see how they can help. Visit the National Floors Direct website to see their work and see for yourself why people prefer them to keep their flooring beautiful.

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https://www.consumeraffairs.com/homeowners/national_floors_direct.html
https://nationalfloorsdirect.co/national-floors-direct/

National Floors Direct
+1 888-400-3566
National Floors Direct
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E-Commerce Logistics SaaS tech startup zip24 raises US$1.2 million to fund its expansion

Dubai-based logistics Software as a Service (SaaS) startup zip24 has raised US$1.2 million in a pre-series round, led by London-based Sturgeon Capital, along with Angel investors from the UK and Gulf Cooperation Council (GCC) countries, including Hayaat Group, Teqvisory, and Robert Kay.

  • zip24’s customers include over 100 e-commerce merchants, retailers, logistics, FMCG companies, and restaurants.
  • zip24’s solutions enable their customers to save substantial revenues that would otherwise be lost to expensive delivery and fulfilment service providers.
  • The latest USD $1.2 million round will fund the expansion of zip24’s tech, product & operations teams in Tashkent, Dubai, and London.
  • zip24 seeks to become a leading e-commerce logistics technology enabler for our customers.

The current round of funding will be used to further expand tech, product, support, and sales/marketing teams, particularly at zip24’s main operating base in Tashkent, Uzbekistan.

zip24 plans to strengthen operations by deploying direct sales and support personnel in Dubai, United Arab Emirates (UAE) & expand to the UK during the second half of 2021.

With our product suite from fulfillment to the last mile, we will ultimately enable our customers to help any e-commerce & on-demand delivery business to become more agile.  We have already helped our customers to fulfill and deliver millions of orders over the past 12 months”, said Muzaffar Karabaev, CEO of zip24.

We aim to become the leading logistics technology enabler for our customers in the next phase of our growth. We are enabling e-commerce merchants, retailers, logistics, FMCG companies, and restaurants, particularly startup operators in the space.

The focus of zip24 has been in the GCC countries, Pakistan, and Central Asia, but our 100+ customers are in over 20+ countries”,
 said Mr. Karabaev.

Our mission is to provide innovative and fast deployable logistics SaaS stacks to e-Commerce merchants, logistics operators, and other customers,” said Co-Founder and Executive Director Asif Keshodia of zip24.

“We help these customers to improve their experience and to achieve operational cost efficiencies. With our tech stacks, they reduce their dependence on expensive delivery and fulfillment service providers, which sometimes take away a third of the revenues from their merchants. You name it – predictive forecasting with AI/ML tools, route optimization, and cross-border tracking. Our solution can do it all, and at a fraction of the cost of their existing service providers. We are in the business of saving our customers’ revenues”, said Mr. Keshodia.

“Sturgeon is proud to be leading this round for zip24. We find the combination of a founding team of seasoned entrepreneurs and operators tackling an important issue in underserved and increasingly large markets, to make the opportunity particularly compelling, and are very much looking forward to working with the company” said Mr. Kiyan Zandiyeh, CEO Sturgeon Capital

Developing new SaaS products

zip24 is currently enhancing its delivery and fulfillment cloud-based SaaS stacks, Shipox and Storfox, respectively.

Shipox provides users with a complete delivery management software (DMS) solution from order creation to delivery.

Shipox also offers unique features such as a white-label app, driver app, and real-time tracking of all delivery personnel and vehicles.

It also can provide plug-ins and integration engines connecting various e-commerce operators from Magento to Shopify.

Shipox also offers easy order-drop functionalities, including batch/CSV from e-commerce websites, supermarkets, pharmacies, restaurants, and more.

zip24’s new addition, Storfox is a cloud-based fulfilment engine that provides a one-stop solution to e-commerce/2PL/3PL companies involved with logistics, warehouse management & fulfilment.

Storfox will offer an extensive network of fulfillment networks for ‘pick/pack/ship’ and billing support, with various options, a built-in account management system, and simple & clean invoicing, all done within the system with seamless downstream shipping integration to Shipox stack.

About zip24:

zip24 is a “Software-as-a-Service” (SaaS) start-up.  It provides operations management software for growing e-commerce brands. Through its main cloud-based Delivery Management Software offerings – Shipox.com and Warehouse Management Software – Storfox.com, zip24 helps to forecast orders and logistic transactions, control and manage the day-to-day retail, warehousing, order shipping, and fulfilment with end-to-end delivery tracking. Founded by Ex-Amazon and SaaS entrepreneurs in the Middle East and Central Asia regions, zip24 is headquartered in Dubai, in the United Arab Emirates. It has development and support hubs in Uzbekistan, Pakistan, and the UK. Zip24 was founded by Muzaffar Karabaev and Asif Keshodia former Souq.com and Amazon MENA senior executives.

About Sturgeon Capital:

Sturgeon- Capital is a London-based venture capital firm that is focused on investing in and helping build the leading tech businesses in frontier and emerging markets. It focuses on technology-enabled businesses that offer a product or service which solves an unserved, acute pain point for a large addressable market.

Media Contact
Sehrish Syed
communications@zip24.com
+97145804530


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Lock & Key Financial Services Assisting Clients with Financial Freedom and Homeownership

Close your eyes and imagine this scenario. You walk into a car dealership and you’ve picked out the perfect vehicle for you and your family. You complete the test drive and boy, does it drive smoothly! All you have to do now is run the numbers. After the dealership runs your credit and shops your score to 15 different banks (ouch), your interest rate comes out to be 17%! Your payment is more than you wanted to spend monthly and you leave the dealership heartbroken because: 1. Your credit was shopped to 15 banks and your score dropped drastically and 2. You didn’t drive off with the car you wanted so badly because your credit was less than perfect. Why was the interest rate so high? Can you believe this happened because you have bad credit? This happens more than you think. Not only does it happen with cars; it happens with mortgages as well. 34% of Americans have poor to fair credit scores. The team at Lock & Key Financial Services explains their process: “Our goal at Lock & Key Financial Services is to decrease that number, one client at a time. Our mission is to assist our clients with building their credit, equip them with the tools they need to maintain good credit, and help them unlock the door to their future! Our process is very simple. We speak to potential clients and identify the negative information affecting their credit. Once they’re enrolled in our program, we challenge any inaccurate and unverifiable information on their credit reports. We also construct a personalized action plan for each client and send them weekly credit education information and tips. We also work with individuals with student loan issues. We assist with consolidations, wage garnishment aid, loan forgiveness and much more!”

So how did Lock & Key Financial Services come about?

Akia Brown, the owner, went through some credit difficulties after a divorce. She reached out to a credit repair company in her hometown of Dallas, Texas, with hopes of becoming financially free of debt. She was disappointed after paying them so much money upfront, to not hearing back from the company after failed attempts. She was finally able to get on the phone with someone to cancel services. She then enrolled in a credit repair course and raised her score with the methods she learned. She was able to purchase a new home with her husband and she now helps others achieve the same goal! Lock & Key Financial Services was launched during the pandemic and has assisted many clients with becoming financially free with their credit repair services. Their clients have gone on to become homeowners and more financial literate when it comes to maintaining positive credit. Lock & Key Financial Services is accepting new clients. They have several packages to accommodate their clients’ needs!

Company Contact Information
Lock & Key Financial Services
Facebook: Lock & Key Financial Services
Instagram: lockandkeyfinancial
Website: www.lockandkeyfinancial.com

Phone: 661-899-5549
Email: info@lockandkeyfinancial.com

SOURCE: Lock & Key Financial Services


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WORLD’S LEADING LUXURY VILLA RENTAL COMPANY ANNOUNCES FURTHER EXPANSION

Further Expansion for Leading Luxury Villa Rental Company

Exceptional Villas, which are the leading luxury Global Villa Rental company, offering only the world’s most luxurious properties and service, announced today the addition of 200 new luxury homes worldwide. With an excellent rating on Trustpilot, making them one of the best globally, the company has added properties in Mexico, The Seychelles, Turks and Caicos, Fiji, Italy, and Greece.

Today’s luxury travellers are looking for a company that can provide expert advice on both the rental properties and the unique once in a lifetime experiences available at their chosen destination. These clients are not content to find something online and book a vacation based on the images, which may or may not be accurate.

That is why Exceptional Villas ensure that their expert team of villa specialists personally inspect their properties. Alexandra Baradi, CEO and Owner of Exceptional Villas, has said, “We are delighted that our team are back travelling and inspecting our villas around the world.”

The company, which has experienced a 500% growth over the last six months, has said that travellers today are now looking for additional privacy and space, and vacation rentals are the obvious choice. In addition, as travel bans worldwide are lifting and the vaccine rollout momentum increasing at a rapid pace, inquiries and bookings have increased at an unprecedented rate

With the addition of the 200 new luxury vacation rentals to the portfolio, Exceptional Villas guests can now enjoy a more comprehensive selection of villas and destinations, each of which also provides greatly enhanced housekeeping and safety protocols.

Mexico Click Here for More Information

Mexico is rich in culture, history, beauty and home to some of the world’s most luxurious villas. It is, therefore, one of the most prominent places to expand. In addition, many villas with their location on the Riviera Maya, Punta Mita, Puerto Vallarta, and Los Cabos are especially suitable for family and multi-generational family groups.

Seychelles

With their location off the coast of Africa, just a few degrees south of the Equator, Seychelles offer the perfect combination of divine year-round weather, picture-postcard beaches and luxury villa accommodation. The Exceptional Villas Team have spent time this winter inspecting and vetting many of the Villas and are proud to present some of the islands’ best options.

Turks and Caicos

Turks and Caicos have always been a popular choice for clients looking for a villa vacation paradise. Three of their top villa experts have just returned from the Turks and Caicos Islands from inspecting existing and new properties and have added some incredible new villas to the portfolio.

Private Islands

The demand for luxury private islands has never been greater. As a result, the company has added some of the world’s most exclusive islands to their portfolio, such as Kokomo Island in Fiji, Tagomago in Spain and Voavah in the Maldives.
Italy

Italy is one of the world’s most beautiful vacation destinations. The country offers a unique combination of ancient history, culture, natural beauty, delicious food, fashion and some amazing luxury villas.

The company is always looking to include only the very best and most exclusive villa rentals in the world in its portfolio. Therefore, when adding new properties, they must pass stringent quality criteria involving amenities, location, furnishings and top-level service. Their very experienced concierge team are always on hand to personalize each vacation with a range of premium services such as chefs, VIP fast-tracking, ground transportation, excursions, yacht rentals, insurance and more.

ABOUT EXCEPTIONAL VILLAS

Exceptional Villas is part of Dream World Travel Ltd; A European based vacation Rental Company with clients and destinations worldwide. They have been in the travel business for over 28 years and offer a unique bespoke service to their clients. This service includes matching the perfect villa to each client and also providing full and complimentary concierge service. This service consists of all aspects of the client’s vacations such as VIP airport arrival, ground transportation, restaurant reservations, tours and excursions, water sports and pre-arrival stocking. Unlike some of their competitors, they do not require a membership fee. Likewise, their villa experts are indeed experts. They visit every single villa, and their team of professionals have a wealth of information regarding both the villas and the destinations. Exceptional Villas takes real pride in the customized service they offer. The company also operates a designated villa brand for Barbados called Villas Barbados and an Irish brand called Dream Ireland.
For more information, visit http://www.exceptionalvillas.com/ or call Toll-free from the US and Canada 1 800 245 5109 and UK 0845 528 0209 Worldwide + 353 1 513 4197

Alexandra Baradi
Exceptional Villas
+353 87 223 2218


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Century Martial Arts Fights Inefficiency in Product Development with Centric PLM™

Sporting goods company ups their digital transformation and innovation game

Century Martial Arts, the martial arts gear company, has selected Centric Software®’s Product Lifecycle Management (PLM) solution for emerging brands, Centric SMB. Centric Software provides the most innovative enterprise solutions to plan, design, develop, source and sell products such as apparel, footwear, sporting goods, furniture, home décor, cosmetics, food & beverage and luxury to achieve strategic and operational digital transformation goals.

Century Martial Arts was founded in 1976 by Mike Dillard, a two-time National Karate champion. Headquartered in Oklahoma City, USA, the company has since grown to be the worldwide leader in designing and manufacturing equipment for martial arts like uniforms, belts, pads, headgear and punching bags, with over 11,000 SKUs.

Century’s Vice President of Product Development, Kris Horner says the speed at which the market is moving provided the impetus to accelerate product development. “We found the systems we had in place that worked twenty years ago when our company was much smaller, don’t work today. It’s difficult to push information back and forth from one department to another; that’s where we were lacking.”

Horner talks about the industry. “Martial arts is a traditional business that tends to evolve rather slowly but Century has always been a very innovative company in this space. We developed the freestanding bag category—punching bags on bases that can be moved around and don’t have to be hung up.” He continues, “We’ve created a product that’s probably more famous than the Century name itself, called BOB®—a mannequin that you put on top of one of these freestanding bases and you punch it. It is important for Century to continue with its heritage to continue to develop new products.”

Century chose Centric due to their leadership position in the industry. “We really wanted to leverage Centric’s experience in their 400 implementations. We were looking for something that would improve our processes out-of-the-box, not just covert our existing processes to digital,” says Horner. “The software itself is very intuitive and the user interface is really clean and straight-forward. Those are the things that really appealed to us about it.”

The strong increase of their e-commerce channel also motivated Century to move more quickly toward digital transformation with PLM. “Giving our team the ability to communicate in a more efficient way— a place where all the data related to products resides in the same place—we believe will accelerate our product development process and keep us more competitive in the markets that we work in,” says Horner. Quality of the products is also important. “Not a lot of companies sell products that people are going to kick, punch and hit for years on end!”

With the project kick-off under their belt, Century is looking forward to the future. Chris Groves, President and CEO of Centric Software says, “We are delighted to be partnering with Century Martial Arts on their digital transformation journey. It is always a pleasure to work with world leaders in their field and we are looking forward to a mutually beneficial relationship in the years to come.”

Learn more about Centric SMB

Request a Demo

Century Martial Arts (http://www.centurymartialarts.com)

Century was founded in 1976 in Oklahoma City, Oklahoma by one man working out of his garage. We’ve since grown into the worldwide leader in martial arts equipment. Along the way, Century has been responsible for some major innovations within the industry. We were one of the first martial arts companies to create a website, allowing our customers to easily place orders and access digital resources.

Century has also designed some of the best known and most iconic pieces of martial arts gear, like the Wavemaster®, the original freestanding training bag, and the BOB® body opponent bag. BOB® bags frequently pop up in TV shows and movies, including ‘The Office,’ ‘Deadpool,’ ‘Parks and Rec,’ and ‘Elementary,’ to name just a few!

One of the reasons why Century is so passionate about what we do is that many of our employees are themselves, martial artists. Our founder, Mike Dillard, won two Karate National Championships during his time as a competitor. No matter your martial art, whether you’re a black belt instructor, a first-time student, or a fitness enthusiast looking for equipment to put in your home gym, Century has what you need. We have over 11,000 unique SKUs – you can find products from kettlebells to kendo armour!

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CELIA NEWHOUSE
Centric Software
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Virgin Galactic Holdings, Inc. Investors: Last Days to Participate Actively in the Class Action Lawsuit; Portnoy Law Firm

Investors with losses are encouraged to contact the firm before July 27, 2021; click here to submit trade information

 The Portnoy Law Firm advises investors that a class action lawsuit has been filed on behalf of Virgin Galactic Holdings, Inc. (NYSE: SPCE) investors that acquired shares between October 26, 2019 and April 30, 2021. Investors have until July 27, 2021 to seek an active role in this litigation.

Investors are encouraged to contact attorney Lesley F. Portnoy, to determine eligibility to participate in this action, by phone 310-692-8883 or email, or click here to join the case.

It is alleged in this lawsuit that, throughout the Class Period, Virgin made misleading and false statements and failed to disclose that: (i) SCH’s warrants were required to be treated as liabilities, as opposed to equities, for accounting purposes; (ii) Virgin Galactic’s disclosure controls and procedures and internal control over financial reporting were deficient; (iii) consequently, Virgin Galactic improperly accounted for SCH warrants that were outstanding at the time of the business combination; and (iv) Virgin Galactic’s public statements were materially false and misleading at all relevant times, as a result.

A class action lawsuit has already been filed. If you wish to serve as lead plaintiff, you must move the Court no later than July 27, 2021.

Please visit our website to review more information and submit your transaction information.

The Portnoy Law Firm represents investors in pursuing claims arising from corporate wrongdoing. The Firm’s founding partner has recovered over $5.5 billion for aggrieved investors. Attorney advertising. Prior results do not guarantee similar outcomes.

Lesley F. Portnoy, Esq.
Admitted CA and NY Bar
lesley@portnoylaw.com
310-692-8883
www.portnoylaw.com

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HashCash to Provide Complete ICO Solution to UAE-Based Enterprise

An ICO solution by HashCash pivoting around designing a utility coin that would be backed by the proceeds from expanding a ‘FOOD and Beverage’ enterprise.

Initial Coin Offering (ICO) has grown to be a convenient, hence, preferred mode of fund-raising given the surge in price and popularity of cryptocurrency. However, there is the business logic to be engineered into the infrastructure prior to the launch. This requires substantial expertise in the blockchain and crypto space.

Global blockchain development company, HashCash Consultants is to support a reputed UAE-based ‘Food and Beverage’ company by providing complete ICO solutions. The fund from the ICO would be used to expand the already established business by affording cheap acquisition of previously flourishing food companies, failing under the pandemic situation. This attempt should revive the failing businesses and reinstate the employees.

The utility coin, so formed, would be backed by the value of the expanding enterprise. The coins would be offered in various schemes so as to meet the religion-centric needs of Middle-Eastern investors.

The marketing team on this project, headed by CEO, Raj Chowdhury, is already running meticulous market research, the results of which should translate into a white paper.

Founder and CEO, Chowdhury, remarks, “HashCash has carved a niche for itself early on and is now a popular name in the blockchain and crypto space. This project, with its unique set of challenges, will enhance our portfolio further.”

Recently, HashCash has partnered with an Egypt-based fintech to provide the crypto solution behind a domestic fund transfer project. HashCash has made significant progress in the CBDC development and NFT spaces.

“Crypto is evolving at an inscrutable pace. A wide range of industries have benefitted from the technology, and new innovations are striking us every day. This venture is a product of similar brainstorming and we look forward to partner more of such projects,” adds Chowdhury.

As an organization that advocates the utilization of blockchain technology and concepts such as tokenization, projects such as this make for benchmark in progress.

  • About HashCash:

HashCash is a global software company. HashCash Blockchain products enable enterprises to move assets and settle payments across borders in real-time for Remittances, Trade Finance, Payment Processing, and more. HashCash runs a US-based digital asset exchange, PayBito & digital asset payment processor, BillBitcoins. HashCash offers crypto exchange and payment processor software solutions, ICO services, and customized use cases. HashCash propels advancement in technology through Blockchain1o1 programs and its investment arm, Satoshi Angels. HashCash offers solutions in AI, Big Data, and IoT through its platforms, products & services. HashCash solves the toughest challenges by executing innovative digital transformation strategies for clients around the world.

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COLEEN F
Hashcash Digest
+14159662907


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Pharmacy Opens with Help of Small Business Boost

BankPlus and FHLB Dallas Partner on Loan for Northtown Pharmacy

It’s only been a few weeks since Dr. Andrew Clark opened the doors of Northtown Pharmacy, and he already feels at home and optimistic about the business’s future at the corner of Old Canton Road and Northtown Drive in Jackson, Mississippi.

A new pharmacy has opened in Jackson, MS, thanks to a Small Business Boost (SBB) loan from BankPlus and FHLB Dallas. Tweet this

The independent pharmacy opened June 1 with a loan from BankPlus that was combined with a $100,000 Small Business Boost (SBB) loan from the Federal Home Loan Bank of Dallas (FHLB Dallas) and BankPlus that provided gap funding.

SBB is offered by FHLB Dallas through member financial institutions like BankPlus to provide financing for qualified small business transactions by filling the gap between the loan amount that an FHLB Dallas member institution can fund and the loan request made by an eligible small business. SBB loans are unsecured and subordinate to the primary loan made by the member financial institution.

“The Small Business Boost loan allowed me to free up capital to stock and staff the pharmacy so that all my capital wasn’t tied up in the purchase of the building,” Dr. Clark said.

Mark Ouellette, first vice president and director of Affordable Housing at BankPlus, said the bank is a long-time advocate of the FHLB Dallas loan program, which provides “gap” funding for startups and existing businesses that have a great business plan but who might not have enough equity to qualify for a more traditional bank loan.

“Startups like Northtown Pharmacy may have a stellar business plan but may lack equity to fund both the brick-and-mortar and the first-year operational costs, which can be daunting for small business owners,” said Mr. Ouellette. “The Small Business Boost allowed Dr. Clark to purchase a great building while maintaining a capital cushion for first-year operations.”

Another advantage of SBB is that the borrower does not begin to repay the loan until after the first year. This feature is designed to help a small business build critical cash flow during the first year of the loan.

Of BankPlus’s 28 SBB loans since the program was launched in 2019, 15 were startups.

Greg Hettrick, first vice president and director of Community Investment for FHLB Dallas, said access to capital is key for the success of small businesses.

“Access to capital for small businesses can be difficult to obtain,” he said. “We created the SBB program to help our member financial institutions fill the gap between what they can lend a small business and what that business needs to be successful. BankPlus has seen the value of this program and has taken the ball and run with it.”

Northtown Pharmacy is owned and operated by Dr. Clark who has already hired his first employee, a graduate intern on her way to becoming a full-time pharmacist. It expects to eventually have as many as five employees, he said.

The pharmacy is in a neighborhood that Dr. Clark calls home.

“I live in the community that the pharmacy serves, and my kids go to the schools in the community,” he said. “Being able to say we live here, go to school here and have an interest in what is going on in the community makes a difference. It shows you care.”

About BankPlus

Founded in 1909, BankPlus is one of the Southeast’s premier regional banks serving consumers and businesses with the latest technology through a full suite of financial services, including retail banking, commercial banking, mortgage lending and wealth management. With approximately $5 billion in total assets, BankPlus operates 79 financial centers throughout Mississippi, Alabama and Louisiana. For more information about BankPlus, visit bankplus.net.

About the Federal Home Loan Bank of Dallas

The Federal Home Loan Bank of Dallas is one of 11 district banks in the FHLBank System created by Congress in 1932. FHLB Dallas, with total assets of $61.1 billion as of March 31, 2021, is a member-owned cooperative that supports housing and community development by providing competitively priced loans and other credit products to approximately 800 members and associated institutions in Arkansas, Louisiana, Mississippi, New Mexico and Texas. For more information, visit our website at fhlb.com.

Contacts

Corporate Communications
Federal Home Loan Bank of Dallas
fhlb.com
(214) 441-8445


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Crypto Exchange Aggregator Swapzone Shares Profits with Businesses and Individuals

Swapzone relaunches its new referral program

Known for providing a comprehensive solution for the crypto exchange market, a crypto exchange aggregator Swapzone relaunches its referral program to shift the paradigm of cryptocurrency exchange, and help businesses and crypto enthusiasts profit by rewarding them with cryptocurrencies for introducing the aggregator to the digital world.

To enable the community to monetize their efforts, Swapzone’s program offers two referral solutions: a referral link and a semi-customizable widget, with the latter, also requiring a link to monitor statistics. To gamify the initiative and fuel the community, Swapzone (https://swapzone.io) designed 5 levels of incentives based on the monthly exchange volume, willing to pay a larger share to those that refer and swap the most. The only limitation the Swapzone crypto exchange aggregator sets is the minimum requirement for each withdrawal, which is 0,01 BTC.

“Developing a unique one-stop solution for the crypto exchange sector is one thing but building a strong network architecture is another level. Seeking to foster closer ties with crypto aficionados and various entities, we want to not only share our profits but also encourage the community to share them with others as well. We look forward to mutually beneficial collaborations and an opportunity to get to know our community and their needs better so that we could together address the challenges the crypto space faces today,” said the team.

Crafted to cultivate partnerships and bring benefits to the community around the world, the revamped referral program might also become a cornerstone of Swapzone’s marketing framework and open new doors for the project, with companies and bloggers jumping aboard. For more information, please, contact Swapzone at pr@swapzone.io.

About Swapzone
Swapzone (https://swapzone.io) is an instant non-custodial cryptocurrency exchange aggregator that supports over 400 digital assets, including stable coins and Uniswap tokens, lists more than 15 leading and promising crypto exchange services and displays not only floating-rate but also fixed-rate exchange offers, ensuring a common user flow for every swap and implementing partners’ APIs to support in-house exchanges.

Operating since the very end of 2019, crypto exchange aggregator Swapzone simplifies the exchange process, providing an all-encompassing database to analyze both crypto exchange deals and their exchange providers. To make this possible, it selects parameters to compare offers by rate and transaction processing time, enlists providers’ advantages and downsides, elaborates on their KYC/AML policy details, collects reviews, and publishes guides on how to get crypto assets safely and with the lowest fees.

Contact Author

KARRY G
Swapzone
+420 776850977


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