Loans, or pinjaman uang, is a lending system that has long been part of the human economy. You will find that there are many different types of loans today, from personal loans to payday loans even cash advances. With the increasing role of the internet in every aspect of modern life, it shouldn’t be a surprise that online loan (pinjaman online) is becoming more common.
Among the numerous loan systems and companies in Indonesia, one of the most reputable ones is KreditPintar. Today, let’s learn a little bit more about what it is!
First, an online loan is essentially money that you can borrow from a lender who is only operating online. The process itself will vary depending on the specific rules, but one of the best things about “pinjaman online” is that you do not need to physically meet the lender to get the money.
All you need to do is find the website and complete a loan application form. Often, you will have to undergo a credit check that has to be approved by the lender. Those who are considered credit-worthy will then receive the funds directly.
Some lenders have a fully automated system. The number of your loans (pinjaman uang) will be withdrawn from your account when it is due. This is why it is crucial that you have enough money when the time comes!
Getting to Know KreditPintar
If you need a quick and convenient way to borrow some money, then KreditPintarmay is the answer you are looking for.PT Kredit Indonesia is a financial technology company that aims to improve the Indonesian economy by providing short-term loans that are easy to access.
Its innovative use of AI technology is the perfect way to further enhance the country’s welfare. This application-based loan system is reliable as it has been personally approved by theFinancial Services Authority of Indonesia. With a low-interest rate and simple transaction process, any Indonesian with a valid bank account who resides here may apply.
Best of all, this company provides more than just a loan. They open the gateways to your ultimate financial welfare! Since its launch, there have been over 2 million borrowers with a total of Rp 12 trillion lent. If that does not solidify its reliability, we don’t know what will!
All you need is to download the app, which is currently available on the Android Play Store. Prepare your National ID card, bank account number, and then complete the registration. When paying them back, you can easily do it from home through virtual accounts or Alfamart chains.
All in all, loans (pinjaman uang) do not have to be a terrifying thing. If you rely on the right lender and are able to pay it back, loans can make your life so much easier. On that note, KreditPintar could just is the thing that you have been looking for. Why not try it out?
Global industry leader, Simplex, has partnered with ARCHOS, the pioneer in consumer electronics to further democratize access to crypto for all. Simplex revolutionizes the fiat/crypto space by creating a secure and user-friendly way for its partner network to enable all of its users to seamlessly buy and sell digital assets.
Constantly innovating the electronics market, ARCHOS manufacturers a wide range of devices such as tablets, mobile phones, and hardware wallets. This Simplex-ARCHOS integration will allow all users of ARCHOS tablets to purchase cryptocurrency through Simplex, with the touch of a button. A Simplex button will be preloaded on all ARCHOS mobile devices, enabling consumers to easily purchase crypto with a credit or debit card, as well as via bank transfer. This enables ARCHOS users throughout the world to easily capitalize on market growths and trends.
This partnership comes at a time when millions of people are looking for ways to onramp and connect to the world of digital finance. With the crypto market continuing to grow at a rapid pace, Simplex and ARCHOS are enabling mass-market accessibility to the ecosystem with simple, swift, and secure onramps via a range of ARCHOS’ most sought after electronic devices.
An EU licensed financial institution and Principal Member of the Visa network, Simplex prides itself on providing seamless and risk-free on/off ramp solutions to anyone, anywhere via its vast network of leading partners that include digital asset exchanges, wallets, and brokers. With a mission to democratize access to crypto for every user worldwide, Simplex’s new Banking solution simplifies the buying and selling of crypto assets and helps users easily capitalize on market trends swiftly, to purchase how and when they want.
A consumer electronics manufacturer with 25 years of experience, ARCHOS is a pioneer in the Android OS space, having manufactured the first ever Android Tablets. The French brand has repeatedly revolutionized the market for consumer electronics since its inception, and now provides a complete range of innovative smartphones and tablets, as well as a branch of Connected Objects.
Alongside the launch of their partnership, ARCHOS and Simplex are offering a unique promotion on ARCHOS’ state-of-the-art hardware crypto-wallets which will be available to Simplex users on the ARCHOS webstore via a unique promo code.
ARCHOS Safe-T touch at 49€: the first cold wallet with touch screen
ARCHOS SafeT touch consists in a hardware wallet with state of the art security by design:
A secure element, tamper-resistant, to store private keys in a safe digital vault.
A secure transaction-specific execution area, running a certified EAL7 secure operating system, developed in partnership with Prove & Run, a leading company in cybersecurity for connected devices and embedded systems.
A Trusted User Interface and a Trusted Indicator are automatically activated right at the triggering of sensitive actions, for a superior protection.
A secure Bluetooth Low Energy stack inside the secure operating system, its activation for synchronization being notified to the user by the navigation button blinking in blue.
A mandatory 6 digits PIN code (the ARCHOS Safetouch locks out after 4 wrong passwords attempts.)
A fingerprint reader that locks / unlocks the hardware wallet exclusively by its owner.
Fully touch screen, the Safe-T Touch will provide a complete ecosystem enabling a full range of services: initiate and receive transactions, check balances and currencies’ evolutions and also exchange crypto-assets.
In case the ARCHOS SafeT touch is broken, lost or stolen, the holder benefits from a back-up thanks to the recovery seed of 24 words.
ARCHOS Safe-T mini at 15€: designed & assembled in France
The ARCHOS Safe-T mini is the first development of the ARCHOS R&D team in this field. The team provided its expertise in securing cold storage data, and in designing and developing the ARCHOS Safe-T mini. To ensure the process traceability, the device is manufactured in France.
ARCHOS Safe-T Mini main security specifications:
It generates and stores a private key on the wallet offline and prevents hackers from gaining access to the private key while online
It executes all crypto operations on the device, offline.
It features a screen to display transaction information to let the holder check the transaction details before signing, for security. There is no way for hackers to modify unnoticed transactions.
It restrictively requires manufacturer software on the device while requesting the set-up of a PIN code to ensure that only the owner can access and use it.
About Simplex
Simplex has been changing the status quo of crypto on/off ramps since 2014. As the market leader, we pioneered the first riskless global fiat onramp using a credit and debit card, which promises a zero chargeback guarantee. Simplex Banking offers the Simplex fraudless payment processing, with global payment accessibility. Working alongside the biggest names in the crypto ecosystem, including Binance, Huobi, Bitpay, among hundreds of others, Simplex provides the complete fiat infrastructure for the cryptocurrency ecosystem, enabling easy on/offramps on leading mobile solutions. As a licensed EU financial institution, Simplex was selected as one of the 10 most impactful companies in blockchain in 2020. Put simply, Simplex is making crypto accessible to all, turning the complex into the Simplex. Keep up with the latest Simplex news by following us on Twitter or visiting www.simplex.com.
About ARCHOS
ARCHOS, a pioneer in consumer electronics, has constantly revolutionized this market. The French brand has been the first to offer a hard disk MP3 player in 2000, a multimedia player in 2003, Google Android ™ tablets in 2009, an ecosystem for the smart home from 2014 and PicoWAN, the 1st collaborative network dedicated to connected objects, in 2016. Today, ARCHOS designs and democratizes solutions with high innovation value worldwide: mobile solutions, artificial intelligence and blockchains. With a head office in France and offices in Asia, ARCHOS is listed on Euronext Growth Paris, ISIN Code: FR0000182479 www.archos.com
The Wall Street Technology Association (WSTA®), a not-for-profit organization that provides financial technology and business professionals a forum to learn from and connect with each other, will host a virtual panel discussion on “Next-Gen Infrastructure: Networks, Edge Computing, Autonomous Data Centers & More” on February 25, 2021.
The Wall Street Technology Association (WSTA®), a not-for-profit organization that provides financial technology and business professionals a forum to learn from and connect with each other, will host a virtual panel discussion on “Next-Gen Infrastructure: Networks, Edge Computing, Autonomous Data Centers & More” on February 25, 2021. John Burke, CIO and Principal Research Analyst with Nemertes Research will moderate the discussion. Panelists participating in this discussion are:
Richard Armstrong, Head of Americas Solutions Engineering, Cloudflare Luc Boivin, Director Solutions Architecture, Financial Services Sector, Verizon Business Group Raja Chris, Managing Director, Head of Infrastructure, Annaly Capital Management, Inc. Guruprasad Ramamoorthy, VP, Global Head of Network Architecture, Engineering & Operations, S&P Global Brent Schroeder, CTO, SUSE Lenworth Smith, Director of Global: Infrastructure, Operations and Security, EquiLend Chris Young, Chief Technologist, Micro Focus
“It’s not all about clouds and work-from-home!” notes John Burke. “About 40% of critical IT work is still done in data centers, and at least 30% will stay there for years to come. An increasing slice will take place in edge facilities, though, both enterprise and service-provider owned. And, as always, the enterprise network will knit it all together, no matter where the work is getting done or where the users are. Our distinguished panelists will surely make this a lively discussion of issues, strategies, technologies, and solutions.”
The WAN has changed forever. No longer does it transport traffic primarily from “inside to inside” (that is, from on-premise offices to on-premise data centers). The majority of traffic now initiates from or terminates on a site that’s off-premise—or both!
It’s time to talk about how you are approaching your next generation of infrastructure! when:
The WAN is no longer just the network that links your branches to your data center, and most WAN traffic touches the outside…
60% or more of IT workloads execute in clouds…
40% of organizations want edge infrastructure…
…And nobody wants to go into a windowless space with no outside air exchange
In this session we’ll discuss with industry leaders their approaches to the future of infrastructure, their best practices and cautionary tales, and advice on how to adapt.
We’ll cover next-generation technologies such as SD-WAN, SASE/SCAPE, and software-defined perimeter (SDP), RPA for data centers, and wireless (4G and 5G) for WANs and networks. We’ll also look at tools such as cloud orchestration and intelligent storage. We cover the evolution of edge computing and address the emergence of lights-out, autonomous data centers. We’ll discuss the key components of edge computing and edge data center, and how to integrate these emerging technologies into a next-generation architecture.
About the Wall Street Technology Association The WSTA facilitates virtual and in-person educational and networking events where members meet and exchange ideas and best practices that assist them in effectively capitalizing on technology advances in areas such as Cybersecurity, Analytics, Artificial Intelligence (AI), Machine Learning (ML), Data Management, Digital Development, Cloud, Blockchain, Digital, Architecture, Infrastructure, Emerging Technologies, etc. and dealing with financial industry business challenges. Founded in 1967, the WSTA is a not-for-profit association with a long history of evolving to meet the needs of its members.
About Nemertes Research Nemertes Research is a global research-based advisory and consulting firm that analyzes the business value of emerging technologies. Since 2002, we have provided strategic recommendations based on data-driven operational and business metrics to help organizations deliver successful technology transformation to employees and customers. Simply put: Nemertes’ better data helps clients make better decisions. http://www.nemertes.com.
2021 will be remembered as the year that ushered in the DeFi App, a new type of financial-based application utilizing the Blockchain Terminal’s (BCT) blockchain technology platform.
Prior to 2019, ICO’s were the significant method of implementing cryptocurrencies into the financial marketplace. This trend soon moved toward blockchain-based cryptocurrency in 2020. DeFi, or decentralized finance, is the next phase of digital finance and a global trend is already emerging creating a demand for DeFi related companies.
Financial regulators consider investment in an unregulated environment to be risky, but innovations in blockchain technology have created an environment that enables the financial world to embrace change. DeFi was officially recognized by the US Securities and Exchange Commission (SEC), which approved the Ethereum-based fund, Arca in July last year. This movement of financial authorities toward the adoption of DeFi is significant, and further points to the potential global adoption of DeFi.
By utilizing the BCT platform, the DeFi App will benefit from a stable and proven system that provides the highest levels of user security via BCT’s blockchain technology. 75 of the world’s largest banks are currently using the same technology to test out the Interbank Information Network led by JP Morgan, Royal Bank of Canada, and ANZ to increase financial settlement times.
Currently, there is a surge of investment into DeFi tokens, even though there is no real value yet associated with them. This is a risky investment, but the promise of a free, decentralized financial system through the DeFi market of virtual currency is prompting both institutions and individuals to lead this shift toward this financial marketplace.
In 2020, we saw the emergence of DeFi companies such as MakerDao, Compound, AAVE, Uniswap, Curve, and Balancer. In 2021, the DeFi App became yet another notable company to implement DeFi into their platform. Originally promoted through an ICO in 2018, the DeFi App implements a new version of the Bitcoin wallet that will be the first UI platform compatible with DeFi.
The DeFi App incorporates the fast payment and transmission speeds possible on BCT’s blockchain technology, and as new markets develop, they will require expanded financial payment capabilities such as those offered by the DeFi Application.
The potential of the DeFi marketplace is unlimited, especially in the asset management sector. Grayscale, the world’s largest crypto investment fund, managed $4.4 billion worth of Bitcoin assets in the first half of 2020 alone. Even as the Covid-19 outbreak stifled economies around the world, the DeFi marketplace has expanded and it is apparent that global financial markets are changing their outlooks toward the adoption of DeFi.
FFE Trust specializes in identifying investment opportunities.
Latinia, a software vendor specializing in real-time event processing for financial institutions has recently announced its investment in the SaaS fintech company Ábaco, which operates in Colombia and Mexico and provides financial access to unbanked individuals. Ábaco develops a groundbreaking software for the generation of credit histories, the lack of which is a barrier preventing millions of workers from gaining access to credit.
In the words of Latinia’s Corporate Development Director Oriol Ros, “We believe in Ábaco’s model, and find it interesting, because it is a project with a purpose: to make a market of hundreds of millions of people, who have never had access to bank credit, visible to traditional banking.” According to McKinsey, last year approximately 70 percent of the population over 15 years old lacked full or partial access to banking services.
Ábaco is a start-up with high social impact focused on the gig economy, which identifies the behavior of delivery platform workers and freelancers using an innovative analysis of their financial profile to build a credit report. Based on this information, it grants them microloans ranging between $100.000 and $1.000.000 pesos with low rates or no interest. The software studies their conduct to refine and optimize different indicators like the default rate, and then projects these to wider segments based on sociodemographic groups and behavior.
The impact of COVID has doubled the number of workers in the gig economy, and delivery has become an essential business that is here to stay due to its ease and convenience. Ábaco already works with Rappi, Denario, Picap and Mensajeros Urbanos. Reaching this segment of the population means serving the heart of many countries’ economies,” explains Ábaco CEO and founder Victoria Blanco Alegría.
“Traditional banking uses credit scoring models that lack sufficient information to assess this segment of customers and allow them access to credit. Financial inclusion will only be possible with personalized scoring that adapts to people’s actual labor models and economic activities, to be able to understand their needs,” Blanco Alegría concluded.
The original source-language text of this announcement is the official, authoritative version. Translations are provided as an accommodation only, and should be cross-referenced with the source-language text, which is the only version of the text intended to have legal effect.