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Global Aerospace SM4 Safety Program Expands to Include Canadian Policyholders: Providing Innovative Safety Programs to Business Aviation Personnel

June 21, 2021 (Global News Distribution) -

Global Aerospace, a leading provider of aerospace insurance, is pleased to announce that its groundbreaking SM4 Aviation Safety Program is expanding to include Canadian policyholders.

SM4 Aviation Safety Program

Global Aerospace, a leading provider of aerospace insurance, is pleased to announce that its groundbreaking SM4 Aviation Safety Program is expanding to include Canadian policyholders. The SM4 program, which launched in 2010 in the U.S., continues to focus on providing resources to help the aviation industry achieve higher levels of operational safety.

SM4 will now provide select General Aviation policyholders in Canada (excluding light aircraft and UAS) with access to an online Learning Management System (LMS) that includes advanced training courses to support the current and next generation of aviation personnel.

The LMS provides Global Aerospace clients with customized online training for both personal and professional development to support their continuous improvement:

  • Easy, online access to practical and interactive learning plans designed by each of our SM4 partners in their area of expertise.
  • Time-efficient, impactful courses that allow for seamless integration into your organization’s training program.
  • Continually updated courses to keep up with the latest developments in business aviation safety.
  • An unlimited number of user accounts per client.
  • Certificate of completion provided to participants for each completed learning plan.

Steve Hughes, chief underwriting officer, Global Aerospace Underwriting Managers (Canada) Limited adds, “As a leader in this industry, it is imperative that we continuously develop solutions and services to benefit our clients and their brokers. By expanding our SM4 Safety program into Canada, we are providing access to valuable resources that will help them manage risks and strengthen their safety culture.”

The SM4 program, now in its 12th year, continues to focus on providing resources to help the aviation industry achieve higher levels of operational safety. Since 2010, the company has committed over $5.7 million to support SM4 and help its clients pursue higher levels of safety. To learn more about the SM4 LMS please visit the SM4 website or contact your local Global Aerospace underwriter.

About Global Aerospace
Global Aerospace is a leading provider of aerospace insurance with a worldwide portfolio of clients who are engaged in every aspect of the aviation and space industries. Headquartered in London, we have offices in Canada, Cologne, Paris, Zurich and throughout the United States. Across the world, we employ over 300 people. With experience dating back to the 1920s, the company’s underwriting is backed by a pool of high-quality insurance companies representing some of the most respected names in the business. For additional information about Global Aerospace, please visit http://www.global-aero.com. To learn more about the company’s SM4 safety program, please visit sm4.global-aero.com.

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SUZANNE KENEALLY
Global Aerospace
+1 973-490-8588

GAVIN MCMAHON
Global Aerospace Underwriting Managers (Canada) Limited
905-948-7082

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Top Tips For Getting Accurate Car Insurance Quotes Online

April 30, 2021 (Global News Distribution) -

Compare-autoinsurance.org (http://compare-autoinsurance.org/) is a top auto insurance brokerage website, providing car insurance quotes online from trustworthy agencies all over the United States. This website offers car insurance info about different coverage types and money-saving tips.

Now is easy to compare insurance rates from multiple different insurance providers nationally and locally. After entering details pertaining to his vehicle and driving history, the user will get matched with several companies. Using this type of service, a user can quickly narrow down his search to companies that provide what he is looking for. Find out how to get accurate quotes and get free quotes from http://compare-autoinsurance.org.

  • Determine what policies should be bought. It all starts with knowing what the driver wants to purchase. Besides buying the minimum coverage required by the state, a driver may need additional coverage, depending on his car and budget. People who own new, valuable models, should purchase full coverage. People that do not have solid health/life insurance coverage, should also consider buying PIP/Medicare insurance. If a person has more than one vehicle, it may be wise to opt for multi-vehicle plans. Also, consider bundling policies. This will save drivers a lot of money.
  • Calculate the available budget for premiums. Knowing the exact financial limits will help the driver opt for higher coverage limits, higher deductibles and several add-ons. Online quotes will help drivers design a coverage plan within those limits. Furthermore, the driver can simulate to “pay-in-full” and see the total cost of the coverage plan and how much he can save. Typically, the saved money is more than a single monthly premium.
  • Keep relevant documents nearby. This is a must no matter if the person is getting online quotes or via an agent. Furthermore, when an agent comes to inspect the car, he/she will ask for the right documentation. Having the right documents near will help the driver provide correct info about the car’s model and sub-model, existing safety devices and driving history. Keep in mind that online questionnaires may also ask about things like the exact sub-model, including the number of cylinders. Car info and dealership status are extremely important for companies since they rely on over-time depreciation to determine the Actual Cash Value.
  • Provide realistic annual mileage approximation. Most companies consider 12.000 to be the average annual mileage for a driver. Users are asked to input the annual mileage, by either adding the value, selecting it from a range, or providing the approximate daily mileage. Lying to the insurance company will seriously backfire. If a person gets involved in an accident and files a claim, the car will be closely inspected and the true mileage will be discovered.
  • Use complex online questionnaires. It is a well-known fact that a more complex questionnaire will provide better results. A user who fills out a long, in-depth survey about the vehicle history, driving history, use of the vehicle, credit history, etc. and he will get a much more accurate quote. Short quote forms, while convenient, fast, and easy to use, will often times be very inaccurate. Spending 5-10 minutes to fill in all the details will be worth the time. Reputable companies create complex questionnaires and rate calculators and the quotes they provide are really accurate.

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information, please visit http://compare-autoinsurance.org.

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CIPRIAN G
Internet Marketing Company
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Review your insurance coverage before severe weather arrives

March 2, 2021 (Global News Distribution) -

Jefferson City, Mo – Now is the best time to take action to prepare for Missouri’s severe weather season. The Missouri Department of Commerce and Insurance wants consumers to know there are essential steps they can take now to ensure they have peace of mind to weather future storms.

“We want all Missourians to be fully prepared for severe weather,” said Chlora Lindley-Myers, Director of the Missouri Department of Commerce and Insurance. “Reviewing your insurance policy before you receive damage from storms or flooding is crucial for recovery. We want people to be prepared and knowledgeable so they aren’t surprised during the claims process following a severe weather event.”

Although consumers may already have a homeowners or renters insurance policy, they should be sure they know exactly what it covers. If consumers don’t own a policy, they should consider meeting with an insurance agent as soon as possible in order to protect themselves from a possible devastating loss.

Steps to Preparing for Severe Weather Season:

  • Homeowners insurance policies should be reviewed each year to ensure coverage is adequate. It’s easy to forget about important household purchases or home improvements. The current level of coverage may not be enough to replace what a consumer owns.
  • Renters should consider purchasing or reviewing their renters insurance to avoid issues.
  • Review your roof coverage. Insurance policies and levels of coverage vary greatly. One common concern in Missouri are roof repairs as a result of storm damage. Some insurance policies may cover full replacement—while other policies may depreciate coverage based on the age of the roof. DCI provides a roof insurance guide to assist consumers in reviewing their policies based on available options.
  • A standard homeowners policy does not cover flood damage. Consumers may want to consider reviewing the National Flood Insurance Program, especially if living  in an area with frequent floodwaters. It’s important to be proactive if considering flood insurance as there is often a 30-day waiting period from the date of purchase for these policies to go into effect.
  • Do a home inventory and document your personal belongings. A simple step that will help assist consumers file a severe weather claim is documenting their personal property. DCI’s home inventory checklist guide makes it easy to record these household items.
  • Contact DCI with problems or complaints. DCI licenses agents and insurers, so we can help resolve many disputes consumers may experience with their claims. Consumers may call DCI’s Insurance Consumer Hotline at 800-726-7390 or they may file a complaint online.

The Missouri Department of Commerce and Insurance provides more severe weather resources and tips for consumers on their website. 

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Indiana Farmers Insurance Selects Wes Sprinkle as CEO-Elect

March 1, 2021 (Global News Distribution) -

Industry veteran to lead Midwest regional company.

The board of directors of Indiana Farmers Mutual Insurance Company today announced the selection of Wes Sprinkle to become the company’s CEO-elect. Sprinkle will assume the role of president and CEO on Jan. 2, 2022, upon the retirement of the company’s current president and CEO, Kim Smith.

“Wes is a proven insurance industry leader,” said Judy Palmer, board chair, Indiana Farmers Insurance. “It is with great confidence and enthusiasm that we have selected Wes to lead our company.”

Sprinkle, a 25-year insurance industry veteran, comes to Indiana Farmers Insurance from CNA, where he led the company’s Small Business segment. Prior to CNA, Sprinkle was chief operating officer of Allstate’s Business Insurance division. A Hoosier native and Purdue University graduate, Sprinkle earned his Master of Business Administration degree from the MIT Sloan School of Management.

“I am incredibly honored and excited to be joining Indiana Farmers Insurance,” Sprinkle said. “The company has a proud and successful history, a great culture, a talented group of associates, and a bold vision.”

About Indiana Farmers Insurance

Indiana Farmers Insurance is a Midwest-based company that writes auto, home, farm, and business insurance. Providing insurance solutions to our members has been our only mission since 1877. We are different than many insurance companies in that we are a mutual company with no stockholders or investors. We exist only to serve our policyholders. For more information visit indianafarmers.com.

Contact Information

Bart Anderson
Indiana Farmers Insurance
Carmel, IN
USA
Voice: 317.848.8601
Website:Visit Our Website

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How Much Does Electricians Insurance Cost?

February 26, 2021 (Global News Distribution) -

You are expected to provide a service everyone needs while also accounting for the dangers inherent in electrical systems. Without the proper insurance, one bad day could cost you everything you worked so hard to achieve.

But how much does it cost? Your business is unique and thus rates are tailored based on your exposure. It is highly recommended to use an Electrician Insurance estimator to get a more accurate cost.

Electrical Contractor Insurance Cost
Some of the factors that affect Electricians insurance cost are:

Total Revenue: The more revenue you make the higher your premiums will be.

Exposure: If the percentage of your operations is mostly commercial than residential, chances are the premium might be higher. Bottom line is, get insured appropriately according to your business exposure to avoid unexpected cost from third-party claims.

Policy Limits: The most common limits are $1,000,000 per occurrence $2,000,000 aggregate. Some jobs might require you to have greater limits. If this is the case you will need to pay more coverage.

Claim history: For companies with impeccable safety records, this could mean a reduction in insurance rates. If you’ve had claims, your premiums will be higher.

Where your business is located: As a general rule of thumb the more liberal the state is, the higher the insurance premiums. An electrician that does work in the 5 Burroughs of New York City can expect to pay 4 to 5 the amount on insurance the same business in Houston, Texas.

Not only that, there are several types of policies that you need to consider to protect you directly and your assets. Below is a list of them:

1. Commercial Auto
This needed if you use your vehicle to transport work supplies like parts, testing equipment, and other tools. If your vehicle only has personal liability coverage, there is good possibility that claims will be denied if the insurance company finds out you were using a vehicle for commercial purposes.

2. Workers Compensation Insurance
If you have employees you are required by law to have coverage. Employees and owners will not be covered by General Liability Policy should anyone employed or sub-contracted by the company get injured while doing the work.

3. Inland Marine Insurance
If all your tools where stolen or destroyed you would be in a pickle. No tools mean no way to make money. Inland Marine Insurance for electricians covers your tools if they are lost or destroyed.

4. Electrician’s Payment and Performance Bonds
If you are doing a project for a GC or a Government entity they may require a bond to ensure the work is completed. These types of bonds are based on credit. If your credit score is above 700 and the job is under $400,000 they can be obtained with just a one-page application and signature.

In most states, having general liability coverage is required by law. Even if it is not, you should obtain a low-cost Electrician’s General Liability Insurance Policy. You will be able to have confidence that if there’s an accident – you will be covered. You also have the benefit of knowing that your clients will also be protected as well.

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UCompare launches Mauritius first price comparison service for telecom and insurance products

February 25, 2021 (Global News Distribution) -

Mauritius customers now can shop online to find lower rates for mobile phones packages, broadband internet, car insurance, home insurance and medical insurance products.

In recent years customers’ expectations have been transformed by technological innovations. Customers want the same convenience they are already accustomed to in online shopping when they select their mobile phone package, broadband internet connection for their home, or renew their car insurance, home insurance or health insurance. They want 24-hour access and clear, relevant information about a telecom or insurance product’s features. These customers expectations from telecom and insurance companies now have to be met.

Introducing UCompare, a comparison website that allows Mauritius consumers to search for the best telecom and insurance deals. UCompare is the first Mauritius service to get cost-saving rates for mobile phone packages, ADSL and cable broadband internet services and the best quotes for car insurance, cheap quotes for home insurance and medical insurance – all in one place.

UCompare is meeting this customer demand for transparent, high-quality services in the telecom and insurance domains by providing innovative rate comparison and quote generation solutions designed for the digital age. UCompare helps consumers across Mauritius take advantage of the best prices and services on offer from telecom providers and Mauritius insurance companies. Their goal is to allow Mauritius customers to easily find the best price for telecom or insurance products best fitting their particular needs.

Of course, if you are looking for the best deal on a service, you’ll likely want to shop around particularly looking for the best pricing. However comparison shopping for telecom and insurance products is difficult and time-consuming. That’s where UCompare aggregate rate and quote comparison services will help. UCompare aggregation tools allow you to explore multiple types of services with only a few clicks. You do not need to search and visit numerous website of providers, having all rates and quotes in one place. This is saving you a significant amount of time.

How does it work? You can use UCompare to get the best rates and quotes from Mauritius leading telecom and insurance companies. All in one place. UCompare helps you find the best deal – the one that meets your personal needs for the best possible price and making sure you always get the right mobile package or broadband internet deal, home or car insurance, and never spend more than you have to. Whether you’re switching providers or comparing the rates for the first time, UCompare aims to give you all the information you need to choose the right deal at the right price. You can shop different telecom and insurance providers in one place, viewing a variety of deals, rates and quotes and selecting the one fitting your particular needs at the best price. Under each service, you can view plan features, pricing, contract duration, activation instructions. The curation of information saves hours for the consumer with the UCompare innovative rate comparison website.

What are the advantages of UCompare?

  • FAST. Saves your time comparing rates and quotes and help find the best solution for you!
  • ALWAYS IMPARTIAL. UCompare is independent and therefore able to provide an unbiased comparison of rates and quotes.
  • FREE. Zero additional costs to clients. The service may only receive remuneration from partners for connecting them with customers.

UCompare is a free, impartial price comparison service that offers opportunities for Mauritius consumers to save on telecom rates and insurance quotes. UCompare helps you to compare prices on a range of products and services like mobile packages, broadband internet, car insurance, home insurance and medical insurance products. UCompare is part of Vanguard Group, also operating Bongéni on-demand delivery and moving platform, TeamBuilding Mauritius and DodoMarket Flowers & Gifts.

About UCompare Telecom and Insurance Comparison Service

UCompare is the first Mauritius service to get cost-saving rates for mobile phone packages, ADSL and cable broadband internet services and the best interest quotes for car insurance, home insurance and medical insurance – all in one place.

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NAME Bruno Appadoo
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WEBSITE https://ucompare.mu

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Thousand Oaks Insurance Agent Reports Choices for Motorcycle Insurance for the Teen Driver

January 3, 2021 (Global News Distribution) -

Not every teen wants to drive a car; some would rather ride motorcycles, dirt bikes, or even scooters and mopeds. Parents can, understandably, be hesitant to allow their teen to ride and Cary Runnells, State Farm Insurance Agent in Thousand Oaks, CA has prepared a report to help parents understand the licensing, safety and insurance options available for teen riders.

Not every teen wants to drive a car; some would rather ride motorcycles, dirt bikes, or even scooters and mopeds. Parents can, understandably, be hesitant to allow their teen to ride and Cary Runnells, State Farm Insurance Agent in Thousand Oaks, CA has prepared a report to help parents understand the licensing, safety and insurance options available for teen riders.

First on the list is to prepare the teen rider. The State of California requires a Class M1 or Class M2 driver license to operate a motorcycle or a “Motor Driven Cycle.” The California Department of Motor Vehicles motorcycle handbook describes these vehicles as:

  • Motorcycle having only two wheels and an engine that is over 150cc
  • Motor Driven Cycles have engines that are 149cc or less
  • Vehicles must be registered
  • Driver must be licensed

Before getting his or her license, your teen needs a motorcycle permit. Teen drivers need to be at least 15 ½ years old to get a permit and must complete a motorcycle rider training course that is given by the California Highway Patrol. Other requirements include passing knowledge and skill tests and obtain the Certificate of Completion for the motorcycle training course.

“Shortly before your teen is ready to apply for the permit is the time to meet with your insurance agent about insurance,” said Runnells of the Thousand Oaks State Farm Insurance Agency. State Farm offers motorcycle insurance for multiple bike types:

  • Factory-built motorcycles
  • Motor scooters, minibikes and trail bikes (OHV)
  • Classic motorcycles
  • Custom motorcycles in some cases

Your insurance agent will help you determine the best levels of coverage you need to cover:

  • Bodily injury to someone else or to the insured driver in the event of an accident, including uninsured motorist coverage
  • Damage caused to someone else’s property while your teen is riding
  • Damage to the motorcycle caused by an accident and theft, fire, vandalism, and other losses — even while your motorcycle is in storage for the winter
  • Attached side cars
  • Emergency roadside expenses
  • Damage to protective gear

“Another excellent benefit that we offer,” said Runnells, “is discounts on insurance when policies are bundled and when the teen driver takes advantage of State Farm’s many teen driving programs. We help you choose the best programs for your teen. Safe driving programs cover all aspects of driving any kind of vehicle safely and help instill safe driving habits.”

The Cary Runnells Thousand Oaks Insurance Agency provides a full portfolio of life, vehicle, home insurance, business insurance, medical insurance plans and investment packages. Call today to help get your teen motorcycle rider safely on the road.

Contacts

Cary Runnells State Farm Insurance Agent
100 E T O Blvd Suite 144
Thousand Oaks, CA 91360-8126
(805) 496-1951

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